Aflac helps you
with expenses that health insurance doesn't cover. Aflac pays you cash for many triggering events, such as; for hospital admittance, accidents, illnesses, disabilities, cancer and other critical illnesses as well as a death benefits upon your passing away. See brochures for details.
Below you will find brochures, prices and 1-minute educational videos to help you choose the right plan for you and your family. The prices are very affordable. All Aflac plans are portable, so whenever you choose to leave Rooted Psychotherapy & Counseling, the prices will be locked in at the group discounted price.
Rates for Migali's employees
Real weekly premiums for every Aflac plan available to your team. Tap a plan below to see the numbers.
Aflac Cancer Protection Assurance — as low as $8.00/wk
Cancer Protection AssuranceIndividual · Series B70200 (B70000) · Ages 18–75
| Coverage level | Weekly premium |
|---|---|
| Individual | $8.00 |
| Named Insured / Spouse Only | $13.76 |
| One Parent Family | $8.00 |
| Two Parent Family | $13.76 |
Weekly premium ·
Aflac Lump Sum Cancer — as low as $0.87/wk
Lump Sum CancerIndividual · Series A72200 · 1 unit ($7,000) · Return of Premium rider not included
| Coverage level | Ages 18–35 | 36–45 | 46–55 | 56–70 |
|---|---|---|---|---|
| Individual | $0.87 | $1.50 | $2.34 | $3.48 |
| Named Insured / Spouse Only | $1.44 | $2.52 | $4.35 | $6.57 |
| One Parent Family | $1.02 | $1.62 | $2.52 | $3.63 |
| Two Parent Family | $1.56 | $2.64 | $4.41 | $6.60 |
Weekly premium
Aflac Accident Advantage (24-Hour) — as low as $6.21/wk
Accident Advantage — 24-Hour, Option 3Individual · Series A36300 (A36000) · Ages 18–75
| Coverage level | Weekly premium |
|---|---|
| Individual | $6.21 |
| Named Insured / Spouse Only | $8.28 |
| One Parent Family | $9.63 |
| Two Parent Family | $12.12 |
Weekly premium
Aflac Short-Term Disability — as low as $0.33/wk
Short-Term DisabilitySeries A57600 · 1 unit (<$100>) · Salary $9,000 · Min $500 / Max 60 units ($6,000)
6-month benefit period
| Elimination period | Ages 18–49 | 50–64 | 65–74 |
|---|---|---|---|
| 0/7 Days | $1.05 | $1.23 | $1.56 |
| 0/14 Days | $0.72 | $0.96 | $1.20 |
| 7/7 Days | $0.99 | $1.17 | $1.47 |
| 7/14 Days | $0.63 | $0.87 | $1.08 |
| 14/14 Days | $0.60 | $0.84 | $1.05 |
| 0/30 Days | $0.51 | $0.72 | $0.90 |
| 30/30 Days | $0.39 | $0.54 | $0.66 |
12-month benefit period
| Elimination period | Ages 18–49 | 50–64 | 65–74 |
|---|---|---|---|
| 0/7 Days | $1.35 | $1.71 | $2.40 |
| 0/14 Days | $0.99 | $1.38 | $1.92 |
| 7/7 Days | $1.29 | $1.65 | $2.31 |
| 7/14 Days | $0.90 | $1.23 | $1.71 |
| 14/14 Days | $0.87 | $1.20 | $1.68 |
| 0/30 Days | $0.69 | $1.05 | $1.44 |
| 30/30 Days | $0.54 | $0.75 | $1.08 |
| 60/60 Days | $0.45 | $0.66 | $0.96 |
| 90/90 Days | $0.33 | $0.54 | $0.75 |
18-month benefit period
| Elimination period | Ages 18–49 | 50–64 | 65–74 |
|---|---|---|---|
| 0/7 Days | $1.83 | $2.34 | $3.51 |
| 0/14 Days | $1.47 | $2.10 | $3.15 |
| 7/7 Days | $1.71 | $2.25 | $3.36 |
| 7/14 Days | $1.41 | $2.01 | $2.97 |
| 14/14 Days | $1.32 | $1.92 | $2.82 |
| 0/30 Days | $1.11 | $1.71 | $2.52 |
| 30/30 Days | $0.69 | $1.23 | $1.80 |
| 60/60 Days | $0.63 | $1.02 | $1.53 |
| 90/90 Days | $0.42 | $0.78 | $1.17 |
| 180/180 Days | $0.36 | $0.60 | $0.90 |
24-month benefit period
| Elimination period | Ages 18–49 | 50–64 | 65–74 |
|---|---|---|---|
| 0/7 Days | $2.04 | $2.58 | $3.90 |
| 0/14 Days | $1.65 | $2.34 | $3.51 |
| 7/7 Days | $1.92 | $2.46 | $3.69 |
| 7/14 Days | $1.59 | $2.25 | $3.39 |
| 14/14 Days | $1.44 | $2.13 | $3.21 |
| 0/30 Days | $1.20 | $1.89 | $2.85 |
| 30/30 Days | $0.75 | $1.35 | $2.04 |
| 60/60 Days | $0.69 | $1.14 | $1.71 |
| 90/90 Days | $0.42 | $0.78 | $1.17 |
| 180/180 Days | $0.36 | $0.60 | $0.90 |
Weekly premium · per 1 unit
Aflac Hospital Advantage — as low as $7.29/wk
Hospital Advantage — Option 1Individual · Series A4910HNJR (A49000) · Ages 18–75
| Coverage level | Weekly premium |
|---|---|
| Individual | $7.29 |
| Named Insured / Spouse Only | $10.23 |
| One Parent Family | $8.04 |
| Two Parent Family | $10.41 |
Weekly premium
Aflac Term Life Insurance — as low as $0.03/wk per $1,000
Term Life Q60000Series Q60000 · $20,000–$500,000 · premium per 1 unit ($1,000)
| Age | 10-Yr Tobacco | 10-Yr Non-Tob | 20-Yr Tobacco | 20-Yr Non-Tob | 30-Yr Tobacco | 30-Yr Non-Tob |
|---|---|---|---|---|---|---|
| 18 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 19 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 20 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 21 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 22 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 23 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 24 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 25 | $0.03 | $0.05 | $0.03 | $0.05 | $0.04 | $0.07 |
| 26 | $0.03 | $0.05 | $0.04 | $0.05 | $0.04 | $0.07 |
| 27 | $0.03 | $0.05 | $0.04 | $0.05 | $0.04 | $0.07 |
| 28 | $0.03 | $0.05 | $0.04 | $0.06 | $0.05 | $0.07 |
| 29 | $0.03 | $0.05 | $0.04 | $0.06 | $0.05 | $0.07 |
| 30 | $0.03 | $0.05 | $0.04 | $0.06 | $0.05 | $0.07 |
| 31 | $0.03 | $0.05 | $0.04 | $0.06 | $0.05 | $0.08 |
| 32 | $0.03 | $0.05 | $0.04 | $0.06 | $0.05 | $0.08 |
| 33 | $0.03 | $0.05 | $0.04 | $0.06 | $0.06 | $0.09 |
| 34 | $0.03 | $0.06 | $0.04 | $0.07 | $0.06 | $0.10 |
| 35 | $0.03 | $0.06 | $0.04 | $0.07 | $0.06 | $0.11 |
| 36 | $0.04 | $0.07 | $0.05 | $0.08 | $0.07 | $0.12 |
| 37 | $0.04 | $0.08 | $0.05 | $0.10 | $0.07 | $0.13 |
| 38 | $0.04 | $0.08 | $0.05 | $0.10 | $0.08 | $0.14 |
| 39 | $0.04 | $0.09 | $0.06 | $0.11 | $0.09 | $0.15 |
| 40 | $0.05 | $0.10 | $0.06 | $0.12 | $0.10 | $0.16 |
| 41 | $0.05 | $0.12 | $0.07 | $0.13 | $0.10 | $0.17 |
| 42 | $0.05 | $0.13 | $0.08 | $0.14 | $0.11 | $0.19 |
| 43 | $0.06 | $0.14 | $0.08 | $0.16 | $0.12 | $0.20 |
| 44 | $0.06 | $0.15 | $0.09 | $0.18 | $0.14 | $0.22 |
| 45 | $0.07 | $0.16 | $0.10 | $0.20 | $0.15 | $0.23 |
| 46 | $0.08 | $0.18 | $0.10 | $0.21 | $0.18 | $0.27 |
| 47 | $0.08 | $0.19 | $0.10 | $0.23 | $0.19 | $0.29 |
| 48 | $0.09 | $0.21 | $0.10 | $0.26 | $0.21 | $0.30 |
| 49 | $0.10 | $0.23 | $0.11 | $0.28 | $0.22 | $0.32 |
| 50 | $0.10 | $0.25 | $0.12 | $0.31 | $0.24 | $0.35 |
| 51 | $0.11 | $0.28 | $0.14 | $0.33 | — | — |
| 52 | $0.12 | $0.30 | $0.15 | $0.36 | — | — |
| 53 | $0.13 | $0.33 | $0.17 | $0.39 | — | — |
| 54 | $0.14 | $0.37 | $0.19 | $0.42 | — | — |
| 55 | $0.16 | $0.40 | $0.22 | $0.46 | — | — |
| 56 | $0.17 | $0.44 | $0.24 | $0.50 | — | — |
| 57 | $0.19 | $0.47 | $0.29 | $0.54 | — | — |
| 58 | $0.21 | $0.51 | $0.32 | $0.58 | — | — |
| 59 | $0.23 | $0.56 | $0.36 | $0.63 | — | — |
| 60 | $0.26 | $0.60 | $0.40 | $0.68 | — | — |
| 61 | $0.28 | $0.64 | — | — | — | — |
| 62 | $0.31 | $0.67 | — | — | — | — |
| 63 | $0.34 | $0.71 | — | — | — | — |
| 64 | $0.37 | $0.75 | — | — | — | — |
| 65 | $0.41 | $0.80 | — | — | — | — |
| 66 | $0.46 | $0.86 | — | — | — | — |
| 67 | $0.52 | $0.93 | — | — | — | — |
| 68 | $0.58 | $1.00 | — | — | — | — |
| 69 | $0.60 | $1.17 | — | — | — | — |
| 70 | $0.65 | $1.21 | — | — | — | — |
Weekly premium per $1,000 · 20-yr to age 60, 30-yr to age 50
Aflac Whole Life Insurance — as low as $0.13/wk per $1,000
Whole Life Q60000Series Q60000 · $20,000–$500,000 · premium per 1 unit ($1,000)
| Age | Tobacco | Non-Tobacco |
|---|---|---|
| 18 | $0.13 | $0.18 |
| 19 | $0.13 | $0.18 |
| 20 | $0.13 | $0.18 |
| 21 | $0.13 | $0.18 |
| 22 | $0.13 | $0.18 |
| 23 | $0.13 | $0.18 |
| 24 | $0.13 | $0.19 |
| 25 | $0.14 | $0.19 |
| 26 | $0.14 | $0.20 |
| 27 | $0.15 | $0.21 |
| 28 | $0.15 | $0.22 |
| 29 | $0.16 | $0.23 |
| 30 | $0.16 | $0.24 |
| 31 | $0.17 | $0.25 |
| 32 | $0.18 | $0.27 |
| 33 | $0.18 | $0.28 |
| 34 | $0.19 | $0.29 |
| 35 | $0.20 | $0.31 |
| 36 | $0.21 | $0.32 |
| 37 | $0.22 | $0.34 |
| 38 | $0.23 | $0.36 |
| 39 | $0.24 | $0.37 |
| 40 | $0.26 | $0.39 |
| 41 | $0.27 | $0.41 |
| 42 | $0.29 | $0.43 |
| 43 | $0.30 | $0.45 |
| 44 | $0.32 | $0.47 |
| 45 | $0.33 | $0.50 |
| 46 | $0.35 | $0.53 |
| 47 | $0.36 | $0.56 |
| 48 | $0.39 | $0.59 |
| 49 | $0.41 | $0.63 |
| 50 | $0.44 | $0.66 |
| 51 | $0.46 | $0.70 |
| 52 | $0.49 | $0.75 |
| 53 | $0.52 | $0.79 |
| 54 | $0.56 | $0.84 |
| 55 | $0.59 | $0.89 |
| 56 | $0.63 | $0.95 |
| 57 | $0.68 | $1.02 |
| 58 | $0.72 | $1.10 |
| 59 | $0.78 | $1.19 |
| 60 | $0.83 | $1.28 |
| 61 | $0.89 | $1.38 |
| 62 | $0.95 | $1.49 |
| 63 | $1.02 | $1.61 |
| 64 | $1.10 | $1.74 |
| 65 | $1.18 | $1.88 |
| 66 | $1.26 | $1.99 |
| 67 | $1.35 | $2.11 |
| 68 | $1.46 | $2.25 |
| 69 | $1.57 | $2.40 |
| 70 | $1.69 | $2.55 |
Weekly premium per $1,000 ·
Please see below for expediting your registration with Aflac as well as future claims